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Andorra Company Formation

Establish your business in Europe's best-kept secret. Andorra offers ultra-low tax rates, prestigious residency options, and strategic access to EU markets from the heart of the Pyrenees.

The Andorran Advantage

Exceptional tax benefits and lifestyle in the heart of Europe.

Ultra-Low Tax Rates

Corporate tax of just 10% (2% for holding companies) and no inheritance, gift, or wealth taxes for optimal tax efficiency.

Elite European Residency

Prestigious European residency through investment with access to Spanish and French healthcare and education systems.

Strategic Alpine Location

Located between Spain and France with easy access to major European markets and Mediterranean lifestyle.

Banking Privacy

Strong banking secrecy laws and sophisticated financial services sector with Swiss-level privacy protection.

EU Market Access

Customs union with EU providing preferential access to European markets without full EU obligations.

Fast Incorporation

Streamlined business formation process with modern digital infrastructure and efficient government services.

Andorran Formation Packages

Comprehensive solutions tailored to your Andorran business and residency goals.

Essential SL Formation

SL (Limited Company)

Min Capital: €3,000

€4,500

3-4 Weeks

Core package for establishing an Andorran Limited Company (SL) with essential services and compliance.

Package Includes:

  • Company Name Reservation
  • Articles of Association Preparation
  • Minimum Capital Deposit (€3,000)
  • Companies Register Filing
  • Tax Registration (ATC)
  • Social Security Registration
  • Basic Corporate Kit
  • Initial Legal Consultation
Most Popular
Business Pro Package

SL with Full Support

Min Capital: €3,000

€7,500

4-6 Weeks

Comprehensive formation with banking support, residency guidance, and full operational setup.

Package Includes:

  • All Essential Formation Services
  • Enhanced Articles of Association
  • Andorran Banking Introduction
  • Registered Office Service (1st Year)
  • Residency Application Guidance
  • Foreign Investment Authorization
  • Professional Accountant Introduction
  • Dedicated Andorran Project Manager
  • Tax Optimization Consultation
  • Premium Corporate Documentation
Investment Holding Structure

Holding Company (2% Tax Rate)

Min Capital: €50,000

€12,500

6-8 Weeks

Specialized holding company structure with 2% tax rate and advanced international tax planning.

Package Includes:

  • All Business Pro Services
  • Holding Company Structure (2% Tax)
  • International Tax Planning
  • Double Tax Treaty Optimization
  • Multi-Jurisdiction Asset Management
  • Investment Management License Guidance
  • Sophisticated Banking Relationships
  • Family Office Coordination
  • Estate Planning Integration
  • Advanced Compliance Framework
  • Ongoing Tax Advisory Services
Passive Residency Solution

Company + Residency Package

Min Capital: €400,000 Investment

€18,500

8-12 Weeks

Complete package combining company formation with passive residency investment for EU access.

Package Includes:

  • All Investment Holding Services
  • Passive Residency Application
  • €400,000 Investment Coordination
  • Real Estate Investment Guidance
  • Government Bond Investment Setup
  • Health Insurance Arrangement
  • Social Security Registration
  • Tax Residency Establishment
  • Spanish/French Healthcare Access
  • Educational System Access
  • Annual Residency Compliance
  • Wealth Management Coordination
Active Residency Business

Operating Company + Residency

Min Capital: €50,000 + Operations

€25,000

10-16 Weeks

Comprehensive active residency package for entrepreneurs establishing substantial business operations.

Package Includes:

  • All Business Pro Services
  • Active Residency Application
  • Business Plan Development
  • Employment Creation Framework
  • Local Staff Recruitment Guidance
  • Office Space Coordination
  • Government Relations Support
  • Industry License Applications
  • Tax Resident Status Establishment
  • Social Security Integration
  • Banking Relationship Management
  • Ongoing Business Advisory
  • Annual Compliance Management
Digital Nomad Enterprise

Digital Services Company

Min Capital: €3,000

€9,500

4-8 Weeks

Specialized package for digital entrepreneurs and remote business operations with international clients.

Package Includes:

  • All Business Pro Services
  • Digital Services Optimization
  • International Client Framework
  • E-commerce Structure Setup
  • Intellectual Property Planning
  • Remote Work Compliance
  • Digital Banking Solutions
  • Cryptocurrency Business Setup
  • Cross-Border Payment Systems
  • International Tax Compliance
  • Digital Nomad Residency Options

Andorran Business Structures

Choose the optimal structure for your Andorran business objectives.

Societat Limitada (SL) - Limited Company

The most common business structure for small to medium enterprises and international businesses.

Key Features:

  • Minimum capital €3,000
  • 1-50 shareholders
  • Limited liability protection
  • Corporate tax rate 10%
  • Flexible management structure

Advantages:

Low setup costsTax efficiencyPrivacy protectionEU market access

Suitable For:

SMEsInternational tradeProfessional servicesE-commerce
Societat Anònima (SA) - Public Company

Public company structure for larger enterprises and those seeking public investment.

Key Features:

  • Minimum capital €60,100
  • No maximum shareholders
  • Board of directors required
  • Public reporting obligations
  • Share transferability

Advantages:

Public investment accessCorporate prestigeGrowth potentialInternational recognition

Suitable For:

Large enterprisesPublic offeringsInternational corporationsInvestment funds
Holding Companies

Specialized structure for investment and asset management with preferential 2% tax rate.

Key Features:

  • Corporate tax rate 2%
  • International investment focus
  • Dividend tax exemptions
  • Capital gains benefits
  • Advanced tax treaties

Advantages:

Ultra-low taxesInternational optimizationAsset protectionEstate planning

Suitable For:

Investment managementAsset holdingFamily officesInternational structures

Andorran Residency Options

Multiple pathways to European residency with exceptional tax benefits.

Passive Residency
€400,000

Investment-based residency for individuals not engaging in economic activity in Andorra.

Requirements:

  • €400,000 investment (real estate or government bonds)
  • €50,000 deposit in Andorran Financial Authority (AFA)
  • Health insurance coverage
  • Clean criminal record
  • Minimum 90 days/year physical presence

Key Benefits:

No income tax on foreign income
Access to Spanish/French healthcare
EU travel freedom
Banking privacy
Estate planning benefits
Active Residency
€50,000+

For entrepreneurs and professionals establishing active business operations in Andorra.

Requirements:

  • Establish and operate an Andorran company
  • €50,000 deposit with AFA
  • Create local employment
  • Maintain physical presence
  • Demonstrate economic activity

Key Benefits:

10% corporate tax rate
Active business income
Full residency rights
Social security benefits
Education system access
Self-Employed Residency
€15,000

For professionals providing personal services or freelance work in Andorra.

Requirements:

  • Professional qualification recognition
  • €15,000 deposit with AFA
  • Professional liability insurance
  • Physical office space
  • Andorran client base development

Key Benefits:

Professional practice rights
Lower investment requirement
Tax efficiency
EU market access
Quality of life benefits

Exceptional Tax Advantages

Ultra-low tax rates and extensive international treaty network.

Corporate Taxation
10% Standard / 2% Holding
  • 10% corporate income tax (vs 25%+ in most EU countries)
  • 2% tax rate for qualifying holding companies
  • No withholding tax on dividends to residents
  • Participation exemption for foreign dividends
  • Accelerated depreciation allowances
Personal Taxation
0% on Foreign Income
  • No personal income tax for tax residents on foreign income
  • Maximum 10% on Andorran source income
  • No inheritance or gift taxes
  • No wealth or property taxes
  • No capital gains tax for residents
International Treaties
26+ Tax Treaties
  • Extensive double taxation treaty network
  • Exchange of information agreements
  • OECD compliance and transparency
  • EU savings directive compliance
  • Automatic exchange of information (CRS)

Thriving Business Sectors

Exceptional opportunities in Andorra's key economic sectors.

Financial Services

Banking, asset management, and insurance with sophisticated regulatory framework.

Current Advantages:

Banking secrecyLow taxationRegulatory expertiseInternational access

Growth Opportunities:

Private bankingWealth managementInsurance servicesInvestment funds
Technology & Innovation

Growing tech sector with government support for digitalization and innovation.

Current Advantages:

Government incentivesStrategic locationTax benefitsSkilled workforce

Growth Opportunities:

FintechE-commerceDigital servicesBlockchain technology
Tourism & Hospitality

Premier destination for luxury tourism, skiing, and wellness services.

Current Advantages:

Prime locationLuxury marketSeasonal stabilityInternational clientele

Growth Opportunities:

Luxury hotelsWellness centersAdventure tourismConference facilities
Real Estate Development

High-end residential and commercial property development market.

Current Advantages:

Limited supplyInternational demandTax efficiencyLuxury segment

Growth Opportunities:

Residential developmentCommercial propertiesHotel projectsMixed-use developments

Living in Andorra

Exceptional quality of life in the heart of the Pyrenees.

Quality of Life
  • One of the safest countries in the world
  • Pristine mountain environment and clean air
  • Excellent healthcare system access
  • World-class skiing and outdoor activities
Business Environment
  • Modern digital infrastructure
  • Efficient government services
  • Strategic location between major markets
  • Stable political and economic system
International Connectivity
  • 1.5 hours to Barcelona by car
  • 3 hours to major European cities by air
  • Easy access to Spanish and French services
  • Excellent telecommunications infrastructure

Our Comprehensive Process

Expert guidance from initial consultation to full operational success.

1

Strategic Consultation & Planning

Comprehensive analysis of your objectives to determine optimal Andorran structure and residency strategy.

2

Documentation & Investment Setup

Preparation of all corporate documents, investment arrangements, and regulatory applications for approval.

3

Government Approvals & Registration

Submission to relevant authorities, foreign investment authorization, and company registration completion.

4

Banking & Financial Setup

Introduction to Andorran banks, account opening assistance, and investment management coordination.

5

Residency Application Processing

Complete residency application submission, documentation support, and liaison with immigration authorities.

6

Operational Launch & Compliance

Full business activation, ongoing compliance management, and strategic advisory for continued success.

Frequently Asked Questions

Expert answers to common questions about Andorran business formation and residency.

Ready to Discover Andorra's Advantages?

Our Andorran specialists will guide you through company formation and residency options to maximize your tax efficiency and quality of life in Europe's hidden gem.