Discover why legal experts worldwide consider the Cook Islands the premier jurisdiction for asset protection.
The Cook Islands International Trusts Act provides the most formidable asset protection legislation globally, specifically designed to shield assets from creditors.
Cook Islands courts will not recognize or enforce judgments from foreign courts related to creditor claims, forcing any legal action to be re-litigated locally.
The names of the settlor, beneficiaries, and protector are not publicly registered, ensuring absolute confidentiality for all parties involved in the trust.
Creditors have an extremely narrow window (1-2 years) to prove fraudulent conveyance 'beyond a reasonable doubt'—the highest legal standard, making claims nearly impossible to succeed.
Cook Islands trusts and the underlying companies are legally exempt from all local taxes, including income tax, capital gains, and withholding taxes.
A politically stable, self-governing nation in free association with New Zealand, using the NZ dollar and benefiting from a reliable English common law system.
From standalone companies to impenetrable trust structures, choose the level of protection you need.
A standalone International Business Company for holding assets with enhanced privacy.
One-time setup fee
Note: This does not include a Trust and offers standard asset protection.
The gold standard: a formidable trust structure combined with an IBC for maximum security.
One-time setup fee
Annual Trustee & IBC renewal fees apply.
For UHNWIs requiring bespoke provisions, a dedicated Protector, and complex asset structuring.
One-time setup fee
Designed for estates valued at $5M+.
A multi-layered approach creates the ultimate defense for your assets.
You, the individual or entity who creates the trust and places assets into it.
A legal arrangement, governed by the powerful Cook Islands International Trusts Act.
A licensed, local professional entity in the Cook Islands that legally holds and manages the assets according to the Trust Deed.
An optional but recommended role, often held by you or a trusted advisor, who oversees the Trustee and holds veto power over major decisions.
The Trust owns 100% of this company. The IBC, in turn, holds the assets (e.g., bank accounts, real estate), creating a clean separation.
The individuals (e.g., you, your family) who are entitled to benefit from the trust assets.
This structure is ideal for individuals and businesses seeking the highest level of asset protection available.
Surgeons, lawyers, architects, and business owners protecting personal assets from professional liability and lawsuits.
Securing wealth against potential future financial threats, unforeseen business downturns, or aggressive litigation.
Protecting capital from political instability, potential expropriation, or weak local legal systems.
Shielding personal or family assets from the claims of a potential or former spouse.
Ensuring a smooth, private, and incontestable transfer of wealth to future generations outside of public probate.
Securing valuable assets like large investment portfolios, intellectual property, or real estate in a bankruptcy-remote structure.
Your critical questions about Cook Islands trusts answered.